Job responsibilitiesThis position is responsible for management level review and assessment as 2nd line of defence. The reprimaly responsibility is below.Prepare and review independent assessment and recommendation on the credit quality of proposed credit facilitiesAssess and approve or reject individual credit applications from front offices in charge of real estate, LBO, Fund, and FI in Asia Pacific region within delegated authorityPresent the analysis performed in credit committees and in written reports, and explain to Senior management in Tokyo to obtain approbal for applicationsWork with front office to prepare timely and insightful annual reviews of counterparties and credit facilities, including reviewing internal ratingsMonitor obligor's financial, collateral performance and loan covenants of existing portfolio including periodic reportingMonitor and control the Bank's credit exposure by each borrower, sector, country and to secure its portfolio is well diversified and risk resilient.Lead and supervise Special Credit obligors (pre-non performing loan customers) and take measures for minimizing credit costEnsure adherence to credit and other relevant internal policies and procedures.Build a strong compliance and risk management culture, ensuring compliance with the Bank's risk policies, procedures, regulatory compliance standards and required practices.Job RequirementsDegree/Masters degree in Banking and Finance or equivalentAt least 15 years working experience in bankiing, prior Credit experience is a mustStrong financial & credit analytical skills especially for Real Estate Finance, LBO, Fund finance, FI businessProvide counsel to business partners including senior stakeholders and relevant business departmentsStrong critical thinking, with the ability to understand detailed business and risk concepts, develop and defend an independent position based on a pragmatic and balanced assessmentStrategic and able to articulate vision and directionStrong leadership and senior stakeholder management skillsStrong communication
