Associate Director

• Be part of a team of specialist advisors providing first line risk management support to Client Coverage, within the Financial Institutions (“FI”).
• Provide the necessary skillset to advance the management of FI related non-financial risk (including Conduct, Regulatory, Financial Crime, Operational and Reputation risk types) and address current process/control gaps.
• Responsible for the delivery of FI MIS and RM Dashboards

• Support the Regional Head of BBD and Global FI Risk Advisory to deliver the target operating model for FI Risk Advisory, ensuring business strategy in the region is in line with Risk Appetite and parameters
• Bring strategic thought and vision as to how the Business landscape evolves, where areas of international growth lie and how this can affect the portfolio from a Risk perspective

• Accountable for creating a culture of trusted advice to RMs on the achievement of the overall Correspondent risk performance targets in line with effective Risk Management principles and an expert insight into the Bank’s risk, control and process frameworks
• Support the RMs in developing their knowledge of Correspondent Banking & Fintech/NPM and related product offerings of the Bank
• This role supports the business by establishing a strong governance oversight and control environment within the frontline generating a high quality, well governed and risk appropriate client portfolio

• Lead the regular review of the inbound risk processes to identify challenges and opportunities for improvement
• Collaborate with stakeholders on the streamlining of the FI Risk processes
• Collaborate across the organisation including CFCC, CLDM, IMO, FI Risk and Product partners to constructively challenge and improve processes such that SCB is oriented to effectively acquire and service FI clients

• Work closely with colleagues and stakeholders to enhance the quality of deliverables. Support team members to ensure on time completion of deliverables
• Advise on the provision of ongoing training and development of people and provide oversight to ensure that holders of all critical functions are suitably skilled and qualified for their roles and that they have effective supervision in place to mitigate the relevant risks

• Support the monitoring of the FI portfolio in the region including risk events to drive a clear understanding and oversight of the non-financial risks for the business, and bank’s policies and procedures.
• Provide first line risk management support to Client Coverage RMs by offering analysis / advice on FCC/CDD risks through client onboarding and deliver tailored training and continuous coaching for the RM.
• Ensure KYC cases are managed effectively (with focus on managing overdues).
• Lead the regional FI governance committee/working group discussions (CBOG/NPMOG) and actively participating in different sub-groups (Nesting, Payment Transparency, KRI, Affiliates).
• Support effective risk oversight and reporting for the portfolio across all relevant Principal Risk Types.
• Ensure compliance with relevant policies, processes and regulations.

• Conduct analysis for risk acceptance for the Booking Location across all inbound clients to provide oversight of financial crime risk in-line with Risk Appetite
• Reviewing relevant documentation, ensuring that the information and activity of the inbound client is in line with our understanding of the Client’s business and Country requirements. The objective here is to assess that the receiving country remains comfortable to continue with an existing relationship or onboard a new name, as the case maybe. A risk-based approach would be applied while reviewing the GICs and the accompanying documents

• Ensure good governance of the portfolio and ensure the team is conversant and compliant with the governance procedures. Ensure that the direct team is enabled to effectively provide advice within the governance framework.
• Oversee and support Group and Regional projects that have an impact on the FI Segment
• Support internal audits and regulatory exams

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank and within the Fintech Client Advisory team. This includes understanding and ensuring compliance with all applicable laws, regulations, guidelines, and the Group Code of Conduct
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters
• Regulatory engagement: Understand the regulatory and risk environment, and be responsible for working with regulators in an open and cooperative manner

• Regional Head of Correspondent Banking
• Regional Head of BBD
• Regional Head of Cash
• Regional Head, CFCC Advisory, CCIB Client Coverage (and team)
• Country CCIB COO
• Head of Client Lifecycle Governance (and team)
• Country CFCC teams
• Group and Country Secretariat teams

• Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
• Where necessary, attend industry conferences, take part in panel discussions as an expert.

• 7+ years of experience with Financial Institution (FI) clients such as Banks, Brokers, Investors, Insurance, Public Sector, etc.
• Experience with financial crime compliance frameworks/AML environment for FI clients
• Strong knowledge of regulations in key jurisdictions with some working knowledge of SCB footprint markets.

• Core product knowledge across the Bank’s offering.
• Excellent analytics and reporting skills, being able to cross-check the work and manage communications.
• Ability to work towards tight deadlines and manage expectations.

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Standard Chartered