First VP, Senior Credit Approver, Group Credit (Retail) - Private Bank and PFS Wealth Credit
UOB
- Singapore
- Permanent
- Full-time
- Responsible for performing credit risk analysis counterparties based mainly in Asia Emerging Markets.
- Assessing proposed transactions within the context of the transaction structure to ensure structural risks are properly identified and adequately mitigated.
- Prepare and present credit analysis in an impactful manner after taking into consideration regulatory and internal policy requirements.
- Perform periodic market, regulatory, macro-economic and political developments monitoring and analyses of credit quality of counterparties to ensure that sound portfolio quality is maintained.
- Support in the development and review of the credit policies relevant and in relation to the full credit cycle; drive portfolio management analytics and performance; and formulate credit strategies in the areas of portfolio maintenance.
- Responsible to track and monitor Product Program performance benchmarks and work closely with Country Policy & Portfolio Management teams on product program, policies and portfolio issues.
- Coordinate with various departments to ensure timely reporting of related new business information to senior management.
- A recognized university degree, preferably in Statistics, Business and Banking & Finance.
- 10 to 15 years of working experience in a Private Banking credit role preferably in a credit risk policy and approval capacity.
- Proficient in Microsoft Excel, Powerpoint and Access.
- Strong knowledge of Private Banking Business, capital markets, derivative products) and local regulatory landscape. Familiar with Basel Capital Rules will be an advantage.
- Strong ability in dealing with people, team player with good communication and presentation skill (verbal and written), highly meticulous and self-motivated.
- Ability to prioritize, plan and manage at both strategic and working levels.