SVP, Specialist, Credit Risk Management, Risk Management Group

DBS Bank

  • Singapore
  • Permanent
  • Full-time
  • 1 month ago
Business FunctionRisk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.Responsibilities
  • Review and underwrite credit within delegated approving authority.
  • Mitigate risks with sound risk controls and conditions, in compliance with all legal and regulatory requirements, and adherence with applicable credit risk policies. Address any deviations/non-adherence to established policies and standards.
  • Monitor and manage portfolio risk profiles and concentrations in line with economic, industry and regulatory trends under stress scenarios.
  • Ensure integrity and accuracy of credit information and recommend appropriate account and portfolio action plan.
  • Participate in projects/initiatives/ task force and contribute towards desired outcome.
  • Work with MidCap/SME RMs to improve the credit assessment and credit memo quality.
  • In addition to credit approval and management of MidCap/SME industry portfolios assigned, this officer will also be part of the Global Transactions Services (“GTS”) Credit team and work with GTS on product risk policies, process and governance framework
Requirements
  • At least 12 years of relevant experience in banks or financial institutions with understanding of the MidCap space, good knowledge of banking, trade finance and structuring, operations, legal documentation and end-to-end processes. Prior strong frontline business experience is considered favourably.
  • University degree from a reputable tertiary institution
  • Good command of English, organisation of thoughts and strong credit analytical skills including financial modelling and cash flow analysis.
  • Good knowledge of banking solutions covering Working Capital Trade, Treasury, Structured Trade, Leveraged Buyout / Mergers & Acquisitions, Syndicated Finance, Debt and Equity Capital Markets.
  • Analytical thinker with strong risk and control mindset to balance business objectives and drive risk culture.
  • Resourceful individual to collaborate/partner effectively across business, credit and product and operations teams.
  • Excellent communication skills to influence stakeholders at all levels to achieve risk management objectives.
  • Market insights with deep understanding of changes in the macro and industry trends.
  • Good network in the MidCap/SME space to be able to do independent market sounding.
Apply nowWe offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

DBS Bank