Credit Bureau Management Manager
DBS Bank
- Singapore
- Permanent
- Full-time
- Develop and implement a comprehensive and efficient framework for credit bureau reporting.
- Ensure adherence to regulatory requirements while championing process improvements and technological advancements in credit bureau reporting.
- Enhance and strengthen governance controls in credit bureau management.
- Develop and maintain a comprehensive framework for accurate and timely reporting to credit bureau.
- Regularly review and enhance reporting processes to guarantee data integrity and operational efficiency in credit bureau management.
- Develop robust governance structures and control towers to oversee credit bureau reporting activities. Ensure these structures are effective in monitoring and managing the reporting process.
- Be accountable for full compliance with applicable regulatory policies and industry
- Formulate and execute strategies leveraging credit bureau data for efficient credit and portfolio management. Develop innovative approaches to enhance risk-based credit decision-making processes.
- Drive initiatives in credit digitalization, automation, and dashboarding. Identify opportunities and gaps to transform and improve data lineage, as well as existing monitoring and reporting processes.
- Lead and collaborate with cross-functional teams to manage system changes, issue resolution, and customer disputes related to credit bureau reporting. Foster a collaborative environment to address complex challenges.
- Stay updated with regulatory changes in reporting requirements. Embrace and apply best practices in reporting and analytics to ensure industry-leading performance.
- Domain knowledge in Credit Bureau Management, consumer credit products, consumer credit loan systems
- Hands on knowledge on data analytics tool including SAS and Python
- Consumer lending digitalisation and automation infrastructure and capabilities
- Degree holder, preferably in risk management/ quantitative discipline
- Good understanding and knowledge of credit cycle management in a consumer credit environment.
- Good inter-personal, communication & writing skills.
- Meticulous with strong analytical and problem-solving skills.
- Seek to understand stakeholder’s point of view and find win-win solution.
- Motivated and self-driven Team Player.