Senior Analyst, Risk Management, APAC (Multi-Franchise)

Sumitomo Mitsui Banking Corporation

  • Singapore
  • Permanent
  • Full-time
  • 12 days ago
Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.With sustainability embedded within our strategy and operations, we are committed to creating a society in which today's generation can enjoy economic prosperity and well-being, and pass it on to future generations.Join SMBC Group as we accelerate our Multi-Franchise (MF) strategy across high-growth Asian markets including India, Indonesia, Vietnam, and the Philippines. Our goal is to build full-service banking platforms spanning retail and digital operations, position these markets as the “second and third SMBC Group.” This strategic expansion is central to our long-term growth and regional integration.In this role, you will:
  • Design and implement a regional data framework to support Second Line of Defense (2LoD) oversight for Asia MF businesses.
  • Lead initiatives to structure and standardize data across multiple entities and jurisdictions.
  • Generate actionable insights to support risk monitoring, performance evaluation, and strategic decision-making.
  • Contribute to the development of a strong risk culture across SMBC's Asia MF platforms.
  • Support strategic risk initiatives aligned with SMBC Group's regional growth and integration objectives.
Job Responsibilities
  • Data Collation & Structuring
  • Aggregate risk, finance, and business data from multiple subsidiaries (banks and non-banks), including PDFs, Excel files, and raw datasets.
  • Identify and resolve data gaps by coordinating with local teams to ensure completeness and consistency.
  • Develop mapping logic to standardize key data fields (e.g., portfolio, origination, delinquency, collections).
  • Data Governance & Standardization
  • Build and maintain a structured database or data mart to support regional oversight.
  • Define and manage a data dictionary and quality rules for core metrics.
  • Ensure proper version control, lineage tracking, and documentation for all datasets.
  • Reporting & Insights
  • Produce monthly and quarterly dashboards covering portfolio health, credit cost trends, performance deviations, and early warning indicators.
  • Prepare executive summaries and risk commentaries for senior leadership.
  • Contribute to thematic risk reviews and Board-level presentation materials.
  • Analytical Support
  • Conduct deep-dive analyses on emerging risks, product trends, and partner/channel performance.
  • Support credit cost forecasting validation and profitability sensitivity assessments.
  • Prepare data packs for risk appetite and stress testing exercises.
  • Coordination & Communication
  • Liaise with AGMD, India Division, and MF risk/MIS teams to clarify data definitions and resolve issues.
  • Serve as the central point of contact for data submissions and analytical requests.
  • Maintain a tracker for data requests and ensure timely updates to management.
Job Requirements
  • Bachelor's degree in Data Analytics, Finance, Risk Management, Information Systems, or related field.
  • Minimum 5 years of experience in data management, MIS reporting, or risk analytics, preferably in financial services or consulting.
  • Proficiency in Excel, PowerPoint, and data tools (e.g., SQL, Power BI, Tableau); Python or R is a plus.
  • Experience managing cross-border or multi-entity data reporting.
  • Strong ability to work with unstructured and non-standard datasets.
  • Excellent analytical, communication, and stakeholder engagement skills.
  • Detail-oriented, proactive, and capable of managing multiple priorities independently.
  • Familiarity with banking and non-bank financial products (e.g., unsecured loans, SME lending, auto finance).
  • Understanding of regulatory reporting, risk appetite frameworks, and credit performance metrics.
  • High cultural agility and awareness of emerging market dynamics.
  • Comfortable working in matrix organizations and across time zones.

Sumitomo Mitsui Banking Corporation