Senior Manager, Risk and Compliance

PayPal

  • Singapore
  • Permanent
  • Full-time
  • 1 day ago
The CompanyPayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.Job Summary: PayPal is seeking a seasoned professional to join its Risk & Compliance Advisory team, providing oversight and strategic guidance for global initiatives and fintech partnerships.The role involves leading complex compliance and risk management projects, advising on fraud, AML/CFT, compliance, and data privacy in cross-border payments.This position acts as the second line of defense, operating independently from PayPal’s core business units, and requires flexibility to collaborate across global time zones.Key role focus includes but not limited to:
  • Develop, implement and enhance policies around risk management (e.g. AML/CFT, regulatory, fraud, data privacy, partner due diligence) for global initiatives and partnerships.
  • Partner closely with internal stakeholders (e.g. Legal, Risk, Product, Technology) to provide compliance advisory guidance on policy adherence and governance-related matters.
  • Review partner due diligence and ensure compliance with policies by partners through strategic measures and providing guidance.
  • Monitor regulatory developments (e.g. AML/CFT, fraud risk, data privacy), and identify impact on policies and introduce changes where necessary.
  • Investigate potential violations or breaches of policies and determine appropriate resolution paths, including remediation actions or enforcement measures.
  • Responsible for Screening and Transaction Monitoring program setting and maintenance.
  • Monitor suspicious activities and file STRs (Suspicious Transaction Reports) with the STRO (Suspicious Transaction Reporting Office), as required.
  • Serve as a trusted compliance advisor to business units and partners, ensuring alignment between commercial goals and policy adherence.
  • Identify and monitor emerging and active risks and issues and assist in developing mitigation strategies and supporting their implementation.
  • Engage with external stakeholders (e.g. financial institutions, regulatory bodies, payment partners, industry consortia) to keep policies up-to-date and in line with market trends/requirements.
  • Engage Risk and Compliance program stakeholders across the organization to support business initiatives and execute SLOD program requirements.
  • Provide advisory on Enterprise Risk and Compliance Management Framework within the region, such as Risk Lifecycle, Issue and Incident Management, Obligation and Regulatory Change Management, amongst others.
  • Support regulatory interactions, or adhoc requests as they arise.
  • Perform internal and external reporting and support preparation and coordination of various Compliance and/or Regulatory reports.
  • Prepare/Present Management Information materials to various governance forums and management meetings.
  • Support internal and external audit exercises and remediation of related actions.
  • Support any other compliance-related initiatives as they arise.
Job Description:Essential Responsibilities:
  • Lead complex projects and problem resolution efforts related to risk management.
  • Collaborate with teams to identify and analyze risks that may impact operations and assets.
  • Develop and implement strategies for risk mitigation and compliance.
  • Assess current business trends to inform risk management practices and improvements.
  • Drive global process improvements through effective project management and stakeholder engagement.
Minimum Qualifications:
  • Minimum of 12 years of relevant work experience and a Bachelor's degree or equivalent experience.
Preferred Qualification:12+ years in risk, regulatory and AML/CFT compliance, operational risk, or legalProven accountability in managing compliance within business processesDeep understanding of cross-border payments infrastructure and landscape, including market/regulatory trendsStrong grasp of MAS regulations, especially the Payment Services Act, AML, and data privacyExperience liaising with regulators and regulated entitiesSkilled in stakeholder management, influence, negotiation, and conflict resolutionBackground in global companies with multi-disciplinary teamsAbility to thrives in dynamic, high-change settings across the compliance risk program and other stakeholders including advisory, monitoring, reporting, and governanceStrong analytical, problem-solving, and creative thinking abilitiesExcellent communication and presentation skills with experience presenting to senior leadershipWillingness to travel (less than10%) may be requiredRelevant Risk & Compliance professional qualifications are a plusSubsidiary: PayPalTravel Percent: 10PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit .For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.Our Benefits:At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit .Who We Are:to learn more about our culture and community.Commitment to Diversity and InclusionPayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at .Belonging at PayPal:Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.Any general requests for consideration of your skills, please .We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

PayPal