SA/AVP, KYC & AML

• Source of Wealth (SoW) Review:

• Conduct thorough reviews of clients' Source of Wealth (SoW) to ensure plausibility and appropriate corroboration, utilizing advanced analytical techniques and industry best practices.
• Ensure detailed calculations support the client's wealth accumulation journey, providing clear and detailed documentation that traces the origin and growth of funds over time.
• Transaction Monitoring and Analysis:

• Monitor and analyze securities movements to identify suspicious patterns and unusual activities.
• Prepare detailed reports on findings and provide strategic recommendations for further action including filing of suspicious activity reports / de-risking of customer.

• Screening and Risk Assessment:

• Perform document gap analysis for corporate customers, including complex structures to verify shareholders and beneficial owners.
• Conduct negative media, PEP, and sanctions screening against internal and external watchlists to comply with MAS, OFAC, UN and EU regulations.
• Perform screening alerts disposition, customer due diligence, and AML risk assessments.
• Escalate concerns related to customer due diligence and screening alerts for appropriate approvals.
• Ensure compliance with KYC procedures and AML policies.
• Client Management:

• Manage client responses to KYC requirements and resolve documentation-related queries.
• Suggest pragmatic solutions where there are reasonable challenges in submitting necessary documents without compromising the regulatory controls.
• Policy Development, Innovation and Training:

• Develop and implement innovative AML policies to strengthen controls and enhance customer efficiency.
• Drive continuous improvement in the team's output in terms of quality and efficiency.
• Coach and train KYC AML staff to develop a deep understanding of KYC requirements and workflows.
• Foster a culture of critical thinking, analysis, documentation, and operational efficiency.
• Stay updated on emerging AML trends and regulatory changes to ensure the organization remains compliant and proactive.

• Solid experience (at-least 5 years) in the finance industry in AML/KYC, sanctions and change environment.
• Strong knowledge and understanding of AML KYC regulations, especially Singapore regime and Transaction Monitoring typologies.
• Proven in depth change management experience using a variety of change management methodologies including experience implementing changes to business processes, technologies and systems.
• Expertise in global AML standards and best practices.
• Proven track record of successfully managing complex AML/KYC processes and projects.
• Ability to use sound judgment to determine due diligence quality and if meets regulatory standards.
• Ability to apply regulatory guidance to review and improve process in absence of written policy.
• AML certification such as ICA or CAMS is preferred.
• Familiar with KYC Screening tools such as Refinitiv, Lexis Nexis.
• Excellent verbal & written communication and presentation skills.
• Meticulous, coupled with the ability to work under critical timelines.

Singapore Exchange